Motorcycle Insurance

Kape Insurance can help you select the best coverage for your insurance dollar.

You have options and we can help! Rather than spending your time searching the internet and calling various companies, let us do the shopping so you can choose wisely!


We provide coverage for your specific needs, with policy options including:

    • Accessory coverage: For your personal belongings and gear
    • Transport Trailer coverage: Covers a non-motorized trailer that’s designed for public roads and towed by a vehicle.
    • Roadside Assistance: If you get stuck or your bike is disabled, we’ll tow it to the nearest repair shop for free.
    • Comprehensive and Collision coverage: Physical damage for stolen or damaged motorcycle
    • Bodily Injury/Property Damage Liability: Pays for damages to other vehicles, property (fences, signs, etc.) and injuries to other drivers/motorcyclists and their passengers. This will also pay for legal expenses if you’re sued.
    • Uninsured/Underinsured Motorist coverage: Protects you from and Uninsured driver or Underinsured driver and pays for damages to your motorcycle, your injuries/medical bills and lost wages if you cannot work.
    • Medical Payments: Pays for your medical bills (or your passenger) if you’re in an accident
    • Trip Interruption: This coverage pay for food and lodging expenses if you’re away form home
    • Total Loss coverage: Available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a TLC policy. If your bike is totaled, we’ll give you the full manufacturer’s suggested retail price for a brand new bike, minus the deductible on your policy.