Boat Insurance

Kape Insurance can help you select the best coverage for your insurance dollar.

You have options and we can help! Rather than spending your time searching the internet and calling various companies, let us do the shopping so you can choose wisely!

Protection for Your Boat , Yacht, or Personal Watercraft

Protect your family, guests and your investment when you take the water by obtaining the very best in Marine insurance. We can offer flexible boat/vessel programs designed to provide cost effective protection.

  • Coverage for physical damage from collisions (this includes other boats and submerged objects).
  • Liability for property damage and bodily injuries.
  • Damage to possessions or personal property as well as fishing equipment that were on the boat at the time of the incident.
    Optional Coverages:
  • Damage coverage for hulls, sails, trailers, and motors
  • Towing services and/or assistance if your boat becomes stranded.
  • Mechanical Breakdown – for outboard or inboard/outboard motors
  • Medical Payments
  • Water Sports Coverage – For injuries or damages to property cause by tubing, knee boarding, or wake boarding.
  • Trailer Trip Interruption
  • Fuel Spill Liability Option

Coverage can also be settled on an ACV, Agreed Value or Replacement Cost Basis.

You also may be eligible for a Discount if you have taken a Boater’s Safety course.