Transportation Network Companies, like Uber and Lyft, have really taken off over the last few years. People are providing transportation to others with their autos using a cell phone application to connect. While this activity generally is part time, it nonetheless increases the risk of loss for the vehicle being used. As you know, insurers like to get accurate premium for greater risk. That’s why your insurer may not cover you for “Ubering” without adding an appropriate endorsement to your policy accompanied by additional charge.

TNCs do provide some coverage for your auto while used in their service, but there are important limitations and exclusions. If you contact our office, we can review these coverages with you and make suggestions to fill the gaps. Don’t overlook the fact that it will take a lot of “Ubering” to pay for damages caused by an auto accident.