Retail Stores, Wholesale and Distributor Businesses

At Kape Insurance, we offer insurance to all types of retail stores, wholesale and distributor businesses. The economy has forced businesses to closely review all expenses and to be certain they spend their insurance dollars wisely. We can help you select the best package and options to meet your needs.

Whether you have a clothing store, a grocery wholesale business, a flower shop, or a beverage distribution plant, Kape Insurance can provide insurance for almost any loss or damage that happens to your business. Here is a list of some of the insurance coverage that we handle:

• BUILDING COVERAGE
  • Replacement cost
  • Accidental breakage of glass and signs
• EQUIPMENT COVERAGE
  • Replacement Cost
  • Theft coverage
  • Mechanical and electronic failure
• LOSS OF INCOME COVERAGE
  • Replaces business income lost as a result insured damage to property
• CRIME COVERAGE
  • Contents, including cash
  • Employee dishonesty, such as credit card fraud or theft of merchandise
• PUBLIC LEGAL LIABILITY
  • Retail store premises
  • Products coverage (All merchandise that you sell)
  • Tenants legal liability

We evaluate your business according to a scale by which we judge all other stores. Loss prevention measures such as alarms, sprinkler systems, building construction and safety equipment are all taken into account.

An Umbrella Liability Coverage plan also can provide your business with higher limits of liability coverage while still pricing your premiums affordable.

No matter what specific insurance needs you have, Kape Insurance can work with you to resolve these insurance issues and to begin that process, please fill out a quote request.

 

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510 Hamilton Blvd. South Plainfield, NJ 07080
Tel: 908.757.6666