The
independent agent is trained to protect your assets.
The
independent agent should never be an order taker. We are trained to
ask the right questions so that we can fully understand your exposures
and tolerance to risk and recommend appropriate protection. As your
needs change, such as a child learning to drive or going off to college,
we will help you to adapt your insurance to respond to risks that you
may never have thought of.
Top
We
have people at the end of our phone lines, not a modem.
Many
companies want to sell you insurance over the Internet or from an 800
number located miles from your home or business. The problem is most
people need more than a “cookie cutter” insurance policy.
Professional insurance guidance is about real people with real protection
needs. Your independent agent will take the time to understand your
particular needs and design solutions around them.
Top
The
independent agent will work for you when you need him/her most . . .
after a claim.
Independent
agents will get directly involved with your claim, help explain the
process, and keep the process moving. We understand that your satisfaction
and confidence in us depends on helping you to get things back to normal
as quickly as possible. We also know that our professional reputation
is on the line with every customer we assist. The independent agent
will never charge you money for claims assistance. Our help is professional,
prompt, and free.
Top
Our
independence gives you more options.
Independent
agents are not employees of insurance companies. . . we work for you.
As independent business people we have contractual relationships with
many insurance companies. These relationships allow us to search multiple
companies for the product and premium that best fits your wants and
needs. These contracts also protect you and ensure that all parties
live up to their promises and obligations.
Our
independence is your advantage.
The
Kape Insurance Agency provides all of these services for New Jersey:
People in your community who you know and trust
Access to many, not just one, insurance company programs
State and National advocacy for protecting the rights of consumers.
Top
Business Insurance
